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InvestSMART.com.au - Newsletter
InvestSMART Financial Services Pty Ltd
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InvestSMART Newsletter - 20th November 2003

The World Cup Rugby final is nearly upon us and once again we are in the final. So here's to another green and gold victory!!

Our lucky draw for a framed 1999 winning World Cup Rugby jersey signed by John Eales and coach Rod MacQueen will be drawn at 2pm on 24th November 2003. The prizewinner will be notified by phone or email and the results published within our email bulletin on 27th November 2003.

Only Platinum Members who joined between the 10th October and 2pm on the 24th November 2003 will automatically enter the lucky draw. So become a Platinum Member today and get behind the Wallabies. To view a photo of the framed jersey and to review the benefits of InvestSMART's Platinum Membership please click here.

YOUR PROSPERITY OUR SOLUTION
As most of you know Your Prosperity, a direct wrap service , is closing down. InvestSMART has been working closely with a number of parties in Australia to provide a comparable service to Your Prosperity by the end of 2003. We still believe we are on track and will let you know more over the next couple of weeks.

If we meet our aggressive timelines and launch this product over the next month, it should only take a couple of weeks to transfer over your investments "in specie" from Your Prosperity to our new direct wrap service. Thus we have plenty of time before the January/February deadline.

We will endeavour to personally contact all clients on our Your Prosperity "Register" over the next couple of weeks to inform them of our product and their options. If you have not yet registered your interest in our direct wrap solution please click here or call us on 1300 880 160 .

SPECIAL OPPORTUNITY FOR InvestSMART MEMBERS

The offer of up to $3,000 worth of shares in Metallica Minerals Limited is only available to the first 150 investors. This offer will most likely close next week given the number of applications already received, an OIS ("Offer Information Statement") can be found here. We apologise upfront, as we understand that some investors may want more stock in this offer, but at this time it is not possible.

OM-IP MULTISTRATEGY LIMITED - Capital Guaranteed+ Fund aiming for more than 12% p.a.*

"InvestorWeb Research assigns a Buy rating to the OM-IP MultiStrategy product. We believe the addition of the Man & RMF Portfolio will improve the diversification of the offering and mitigate the reliance on the AHL program." - InvestorWeb Research (click here for the full report)

"Lonsec recommends the OM-IP MultiStrategy Fund as an appropriate investment vehicle to achieve exposure to alternative investment strategies with a view to facilitating portfolio diversification." - Lonsdale Securities (click here for the full report)

The minimum investment is A$5,000 and the subscription price is A$1.00 per Share. The issue will remain open until 5.00pm Sydney time on 5th December 2003 subject to the discretion of the Directors to extend the offer period by up to 14 days. More information below or click here to order a prospectus.

Regards
The InvestSMART Team

Offer Overview

METALLICA MINERALS LIMITED
Opportunity A diverse exploration portfolio of nickel-cobalt, gold and limestone
Offer Price $0.125 per share
Number of Shares on Offer 4,000,000
Offer Close Date 5th December 2003*
Documents
    Download  Offer Information Statement (OIS)

For further information please contact:
InvestSMART Financial Services on 1300 880 160



Offer Overview

OM-IP MULTISTRATEGY LIMITED
 Capital guarantee and a rising guarantee from National Australia Bank+
 Aims to generate medium-term capital growth of more than 12% p.a.*
 $5,000 minimum investment at $1 per share
 Offer closes on 5th December 2003
 Receive 12 FREE months of Platinum Membership (or extended membership) when you invest
  Click here to Request a Prospectus/PDS (by post)

  Independent Research Report #1  Download  (800 Kb)

  Independent Research Report #2  Download  (75 Kb)



Investment Opportunities

Margin Lending is not suitable for all investments, especially if the interest rate on the loan is greater than the projected returns on the investment. Margin lending is available on the following list of funds showing this symbol .

If you wish to margin lend on any of these products you will need to request a prospectus and indicate on the request form that you wish to order a margin lending application form as well. Call 1300 880 160 for help if needed.


OM-IP MultiStrategy Limited

Performance, security and diversification are important consideration for investors. So it's with pleasure that we present an international investment combining each of these features. OM-IP MultiStrategy Limited is based on a new generation of Capital Guaranteed Funds which aim to provide increased diversification and lower volatility while still aiming to generate medium term capital growth of more than 12%pa*. It also provides the security of a capital guarantee and a rising guarantee from National Australia Bank+.

Click here for more information.

 Capital guarantee and a rising guarantee from National Australia Bank+
 Aims to generate medium-term capital growth of 12% p.a.*
 $5,000 minimum investment at $1 per share
 Offer closes on 5th December 2003
 Receive 12 FREE months of Platinum Membership (or extended membership) when you invest

  Request a Prospectus/PDS along with a Margin Lending Application (by post)

* As OM-IP MultiStrategy Limited is a new company and the Man & RMF Portfolio is a new investment program, they do not have any actual trading history. Past performance of the AHL Diversified Program and the Glenwood Multi-StrategyProgram is not a reliable indicator of future performance.

+ Subject to the terms of the NAB Guarantee explained in the Prospectus.

** Subject to the discretion of the Directors to extend the offer period by up to 14 days.




GEC Australian Healthcare Fund

InvestSMART is pleased to invite you to become a subscriber in the GEC Australian Healthcare Fund. By investing you will be investing in a portfolio of mainly Australian Healthcare sector stocks. Given Australia's ageing population, the rapid rate of development of new pharmaceutical products and consumer demand for superior and more cost effective healthcare services, we believe that a well managed portfolio of such stocks presents an outstanding growth opportunity.

Click here for more information.

Fund Objective Long term capital appreciation
Recommended Investment Period 3-5 years
Initial Offer Period 27th October 2003 to 5th December 2003
ASX Code GCH
Minimum Investment (during Initial Offer Period) $2,000 (2,000 Units and 2,000 Bonus Options)
Bonus Options Subscribers during the Initial Offer Period will receive one 18 month Bonus Option for every Unit purchased (final exercise date 30th April, 2005)
Documents
    Download  Prospectus / Product Disclosure Statement (PDS)

    Download  Offer Summary



Model Share Portfolios

Platinum Members can click here to read about all the recent changes to the Model Share Portfolios and to review what stocks make up each Portfolio.

To review the benefits of Platinum Membership please click here.

Portfolio Portfolio Return* Relevant Index Return of Relevant Index*
  Blue Chip 9.32% ASX 100 Index -0.62%
  Special 20.78% ASX 300 Index -0.61%
  Growth 3.98% ASX 300 Index -0.61%
  Income 11.8% ASX 300 Index -2.21%
* Annualised returns as at 13th Nov 2003 more...



Upcoming Floats


Recent Float

Company Name: Paradigm Gold (PDM)  
Industry Sector: Gold
Float Date: 18th Nov 2003
Issue Price: $0.20
First Day Open: $0.20
First Day High: $0.20
First Day Low: $0.16
First Day Close: $0.18
Volume: 1,028,000
Notes:

Paradigm was incorporated in November 2002 to explore eleven mineral projects in eastern Australia identified and acquired via Tenement applications by Paradigm Geoscience Pty Limited (a company associated with the founders of Paradigm). The eleven projects are covered by 14 Tenements and held by two wholly-owned subsidiaries of Paradigm (Paradigm NSW Pty Ltd, and Paradigm Queensland Pty Ltd).


Upcoming Float

Company Name: Mt Dimer Gold Mines Limited (MDG)  
Expected Offer Open: 25th Nov 2003
Expected Offer Close: 15th Dec 2003
Expected Float Date: 22nd Dec 2003
Issue Price: $0.20
Notes:

Mount Dimer Gold Mines Limited is considered by the Directors to be a well balanced emerging gold producer with a tenement position that should allow for a steady expansion of the asset position of the Company underpinned by cashflow. The tenements brought together under this Prospectus are the culmination of many years of accumulated experience and research by the Mt Dimer geological team. The object of the board has been to create a balanced portfolio of gold assets which would, in the first instance, create a stable cash flow for the Company, and then allow it to expand the resource position in a defined geological region with known gold mineralisation, thereby reducing the exploration risk faced by most junior gold explorers.


Upcoming Float

Company Name: AusQuest Limited (AQD)  
Expected Offer Open: 10th Nov 2003
Expected Offer Close: 28th Nov 2003
Expected Float Date: 10th Dec 2003
Issue Price: $0.20
Notes:

AusQuest's primary objective is the discovery of major new nickel sulphide and gold deposits in Australia.With its high calibre mix of people and projects,the Company has a strong grounding for success. AusQuest has harnessed the collective scientific and managerial talent of a team of highly experienced and successful explorers.


Upcoming Float

Company Name: Republic Gold Limited (RAU)  
Expected Offer Open: 25th Nov 2003
Expected Offer Close: 15th Dec 2003
Expected Float Date: 24th Dec 2003
Issue Price: $0.20
Notes:

Republic Gold's existing and proposed portfolio covers an area of approximately 3,419 square kilometres. The Directors believe that there is short-term gold production potential in New South Wales and in the longer term the portfolio has the potential to produce significant deposits of gold in both Queensland and in New South Wales. The portfolio is currently known to contain approximately 315,700 ounces of gold resources in the indicated and inferred categories, plus demonstrated other mineralisation.


Upcoming Float

Company Name: Wilson Leaders Limited  
Expected Offer Open: 18th Nov 2003
Expected Offer Close: 20th Jan 2004
Expected Float Date: 29th Jan 2004
Issue Price: $1.00
Notes:

Wilson Leaders Limited offers investors a unique opportunity to participate in an actively managed portfolio of leading Australian companies in a listed company structure. The Company receives the benefit of a team of investment professionals with more than 40 years combined experience investing in Australian public companies.




Broker Consensus

InvestSMART's Broker Consensus Report collates around 18 of Australia's top brokers weekly recommendations (Strong Buy, Buy, Hold, Under-preform and Sell), and presents these in a searchable database. It is an important report highlighting potentially valuable investment opportunities. Why trust one broker when you have access to the opinions of several?

To become a Platinum Member and see the latest Broker Consensus Report - released at the close of business on Friday 10th October 2003 (plus our archive of past recommendations on over 400 ASX listing companies) - please click here.

Company Brokers
Surveyed
Consensus
Recommendation
*
MCGUIGAN SIMEON WINES LTD (MGW)   7 Strong Buy
VALAD PROPERTY GROUP (VPG)   3 Strong Buy
BETCORP LIMITED (BCL)   2 Strong Buy
BIOTA HOLDINGS (BTA)   1 Sell
LOOKSMART LIMITED (LOK)   1 Sell
NOVOGEN LIMITED (NRT)   1 Sell
* Recommendations as at 14th Nov 2003. Data compiled and supplied by Thomson Financial First Call. more...



Stock Watch
Company Comment Dividend
(per share)
Franking Ex-Dividend
Date
Payment
Date
Belmont Holdings Limited (BET) October 2003 Final Year Result 10 ¢ 100% 24th Nov 2003 22nd Dec 2003
Rinker Group Limited (RIN) Half Yearly Result 6 ¢ 100% 24th Nov 2003 15th Dec 2003
CSR Limited (CSR) 2004 Half Yearly Result 5 ¢ 70% 25th Nov 2003 15th Dec 2003
AJ Lucas Group Limited (AJL) 2003 Final Year Result 4.5 ¢ 0% 25th Nov 2003 16th Dec 2003
Monadelphous Group Limited (MND) Final Year Result 17 ¢ 100% 1st Dec 2003 12th Dec 2003
  more...







InvestSMART makes no recommendations as to the merits of any investment opportunity referred to in this email. Before making any investment decision on the basis of any reports or information provided you must read the disclosure document and make your own investigations regarding the accuracy, reliability and completeness of this information.

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IMPORTANT : This information has been prepared for distribution over the internet and without taking into account the investment objectives, financial situation and particular needs of any particular person. InvestSMART Financial Services Pty Ltd makes no recommendations as to the merits of any investment opportunity referred to in its emails or its related websites.