Australian Unity Retirement Village Investment Notes

Mutual companies Australian Unity and Lifeplan Funds Management announced last month that they propose to merge to form a financial services group with funds under management of more than $7 billion.

Australian Unity has more than 400,000 customers, with funds under management of $5.5 billion, revenue of over $600 million and 1,250 staff. Lifeplan Funds Management has $1.5 billion in funds under management, and employs 130 people. The merged entity will have greater strength for future growth and be able to provide more diverse products like the one outlined below.

Until June 30, investors have the opportunity to invest in Australian Unity Retirement Village Investment Notes Series 3, which offers the potential for a reliable income stream and capital security. The interest rate on offer for these Notes is:

• 3 year note - 8.00%p.a.
• 5 year note - 8.25%p.a.
• 7 year note - 8.50%p.a.

As an added bonus, InvestSMART will rebate the 0.5% upfront commission, meaning you receive an additional 0.5% interest in the first year of the investment. ie. 8.5% for the first year of the 3 year note, 8.75% for the first year of the 5 year note and 9% for the first year of the 7 year note.

The Notes combine Australian Unity’s expertise and experience in retirement living, property and investment management, to offer:

• A competitive interest rate
• Regular and reliable income payments
• Capital security by way of an underlying investment in the operation of retirement villages

LMWI Diversified Property Fund

The LMWI Diversified Property Fund aims to generate traditional property returns, predominantly via exposure to a mix of Australian listed and unlisted property securities. It also has selected exposure to international listed property investments.

Wilson HTM Priority Growth Fund

The Wilson HTM Priority Growth Fund is an actively managed portfolio of Australian growth companies which aims to exceed the return of the S&P/ASX Small Ordinaries Accumulation Index by 8.0%p.a. over rolling 3 to 5 year periods.

On Managed Fund Entry Fees

InvestSMART rebates 100% of entry fees and contribution fees on over 4,000 managed funds, saving you up to 6% of your investment and giving you the benefit of every cent you invest.

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