You have probably ended up here because you are looking for our choice of Super Fund or Allocated Pension or you're interested in Master Trusts or Wrap accounts. You are in the right place!
A Wrap or Master Trust is simply an investment portfolio solution that provides you with consolidated reporting and a convenient way of investing into a wide choice of investments at usually wholesale rates.
InvestSMART believes the pick of the bunch currently is the Colonial FirstChoice solution, which offers you the choice of three products:
FirstChoice delivers great service
- Consolidated reporting that's timely
- FirstNet - secure online access to your investment details 24/7
FirstChoice delivers wide investment choice
FirstChoice provides you with a choice of over 70* investment options from a range of well-known fund managers and specialist, independently owned boutiques. This gives you the potential to diversify your investments across asset classes and fund managers, without having to deal separately with each fund manager.
- Death only cover
- Death and Total & Permanent Disablement cover
- Salary Continuance cover
FirstChoice delivers great value for money
The fee structure of FirstChoice is competitive, simple and easy to understand.
In a recent independent study* of major banks, insurers and non-industry super players offering corporate and personal super, Colonial First State FirstChoice Personal Super was found to have the lowest annual fees in the personal super category for this group across a range of account balances.
The chart below was part of this study and shows how competitive our fees are within this group.